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Health
Insurance Portability and Accountability Act of 1996 (HIPAA)
HIPAA stands for the Health Insurance Portability and
Accountability Act. This law, passed by Congress in 1996, helps to protect
your rights to health coverage during events such as changing or losing
jobs, pregnancy, moving, or divorce. It also provides rights and
protections for employers when getting and renewing health coverage for
their employees. HIPAA is NOT an insurance policy.
HIPAA provides rights and protections for both group health plans and
individual coverage. These rights and protections address:
Portability - Whether you can get new health coverage if you want to
change coverage
Availability - Whether health coverage must be offered to you and your
dependents
Renewability - Whether you are able to renew health coverage |
